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Credit Services

Operating and growing a successful dealership requires access to capital. We offer auto dealers competitive financing solutions for:

  • Real estate
  • Floor plan
  • Working capital
  • Acquisition or mergers
  • Buying and leasing office equipment and supplies

Floor plan financing with online account management
To keep your dealership inventory at full capacity, we can help you explore a credit facility with competitive rates and terms based upon your specific inventory needs. Our floor plan financing comes with online account management tools that provide you with the ability to view, perform credit transactions, and manage your inventory online. You or key staff control who in your organization has access to view information, print reports, and perform transactions. In addition, a floor plan account specialist assigned to your dealership is just a phone call away.

Interest rate risk management
Whether your interest rate risk profile is straightforward or complex, Wells Fargo's team of experienced and knowledgeable interest rate risk specialists will work with you to help design and implement a hedging strategy that works for your dealership’s financial and risk management needs.1

  • Protect your dealership from unexpected rate movements
  • Manage the interest gap or rate sensitivity between your assets and liabilities
  • Rebalance the mix of your fixed- versus floating-rate debt
  • Manage unwanted basis risk

Learn more about our customer-focused interest rate risk management strategies and services.

1Customers interested in acquiring any swap, derivative, or foreign exchange product, service or transaction with Wells Fargo are required by law to be referred to our market risk management specialists. All information, materials and other content herein are for general information purposes only, and do not constitute any offer, solicitation, recommendation, commitment or investment advice of any kind. Further information is available at market risk management. We urge you to consider whether a particular swap is appropriate for you in light of your experience, objectives, financial and operational resources and other relevant circumstances. Swaps are not suitable for everyone, involve the risk of loss, which could be substantial, and may only be undertaken by counterparties that are eligible contract participants within the meaning of section 1(a)18 of the Commodity Exchange Act, subject to a certain exception for FX transactions entered into in connection with a line of business. Unless expressly agreed in writing, neither we nor any of our affiliates is providing you with financial, accounting, tax, legal or other advice in connection with any swap. Please review roles, responsibilities, and risks.

Contact Us

  • 1-888-937-9997

  • Monday – Friday
  • 5 am – 7 pm PT
  • 7 am – 9 pm CT
  • 8 am – 10 pm ET

  • Saturday
  • 5 am – 3:30 pm PT
  • 7 am – 5:30 pm CT
  • 8 am – 6:30 pm ET

  • We accept telecommunications relay service calls.